‘I’m betting on another 22 spins around the sun’: I’m 65 and have $3.9 million. How much should I realistically spend on a house?

“I have zero debt, no upcoming tax liabilities and no inheritance on the horizon.”

‘She is single and has a low-wage job’: I want to give my daughter, who is in her 30s, $50,000 for retirement. What could go wrong?

“She can invest aggressively, as she has over two decades to see her principal grow.”

‘I worked hard for my savings’: I’m 71 and a retired teacher. I want to give my kids money — but my daughter spends lavishly and my son is wealthy.

“I have been reading about the idea of giving your children money when they need it the most, rather than waiting until you die.”

‘I keep hearing about break-ins in my neighborhood’: Should I keep valuable items in a safe-deposit box? What are my options?

“I read that the bank discourages people from storing jewelry and coins in the boxes, so I did not rent one.”

‘She has two financially stable children’: Does it make sense for my wealthy mother, a recent widow, to take out a $100,000 life-insurance policy?

“It was generous of our mom to offer.”

I was laid off. I’m 43 and my husband is 35. I have $8,000 in credit-card debt and our mortgage is $1,600 a month. What do we do?

“We have been bringing in $60,000 a year for the last couple years, until this October, when I was laid off.”

Citi, Bank of America, Goldman offer strong prospects for 2025, analyst says

KBW praises Citi’s value, Goldman’s revenue upside and Bank of America’s expected net interest income growth.

Nvidia fears may be overdone, and this analyst offers a simple reason why

Nvidia’s stock is rallying, with Morgan Stanley writing that the Blackwell ramp could soon quash several investor worries.

Biden pulls the plug on mass student-debt cancellation after rushing $4.28 billion in relief

Tens of thousands of public servants will have $4.28 billion in student debt canceled, the Biden administration announced Friday.

Cocoa’s the best-performing commodity in 2024 — and even beat bitcoin. What’s next.

Cocoa has outpaced the rise in the U.S. stock market and bitcoin, with prices for chocolate’s main ingredient having nearly tripled in 2024. The rally shows little signs of ending, with cocoa‘s 2023 to 2024 marketing year having ended with the biggest global supply deficit in 60 years, according to ING.